HDFC Bank, CSC Launched OD Facility up to Rs 10 lakh for small Retailers

On July 26, 2021, HDFC Bank, the largest private Lender of India, in collaboration with Common Services Centres (Csc) e-Governance India Ltd, Dukanda Special Purpose Vehicle (CSC SPV), launched an OverDraft (OD) scheme named ‘Dukandar Overdraft Scheme’ to provide financial Assistance up to Rs 10 lakh to small retailers.

Features of Dukandar Overdraft Scheme:

I. Eligibility: Small retailers who are operating for a minimum of 3 years are eligible under the scheme.

ii.OD limit: The overall limit of OD was from Rs 50,000 to Rs 10 lakhs. For shops that are Operational for less than 6 years, the upper limit Will be Rs 7.5 lakhs and for those who About CSC

Special Purpose Vehicle (CSC SPV):

CSC SPV, the government’s e- Governance  Services delivery arm was set up by the Ministry Of Electronics & IT under the Companies Act, 1956 to oversee the implementation of the CSC

Scheme.

MD Dinesh Kumar Tyagi

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